FHA Loans in Orange County

FHA mortgage loans are issued by federally qualified lenders and insured by the U.S. Federal Housing Authority, a division of the U.S. Department of Housing and Urban Development.

FHA loans are an attractive option, especially for Orange County first-time homebuyers. Below are several advantages of an FHA loan for Orange County First Time Home Buyers:

• Generally easier to qualify for than conventional loans.
• Lower down payment requirements. Only 3.5% down payment required.
• Cannot exceed statutory loan limits.
• Down payment can be a gift.

FHA Loan Limits for Orange County, CA, and Los Angeles, CA:

Number of Units	Maximum  principal balance	Maximum balance for "Jumbo" or High Balance" FHA Loan
1	$417,000	$729,750
2	$533,850	$934,200
3	$645,300	$1,129,250
4	$801,950	$1,403,400

Learn more about FHA loans. (Department of Housing and Urban Development) You can also learn about FHA loans at http://blog.ochomebuyerloans.com/. Another blog with great information on the FHA loan program is at http://orangecountyfhaexpert.com/.

Working with an Orange County FHA loan expert is important.

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